Thursday, January 29, 2009

Worldwide Ocean Cargo Insurance Services

The Worldwide Ocean Cargo Insurance Services, is an Internet site created to address the insurance needs of import/export companies and commercial shippers who require Ocean Cargo, Air Cargo, Motor Truck Cargo, and Freight Insurance.
We offer:
comparative and competitive rates
the option to purchase Ocean Cargo insurance directly over the INTERNET
easy monthly payments billed directly by the insurance company
(You can even e-mail your monthly certificates.)
We offer policies on a brokerage basis through a number of companies including Fireman's Fund, AIG, CHUBB, CIGNA, MOAC, Lloyds, Great American and a handful of other highly experienced and capable worldwide import/export cargo insurance and ocean cargo insurance carriers.
To obtain your import or export insurance quote, please complete and submit the Quote Questionnaire. We'll provide you with quotations from leading carriers so you can make an informed decision, usually within 48 hours.
Please feel free to visit:
Quote Information Sheet
glossary of ocean cargo insurance terms.
USFDA Import Alert information.
Who are the people behind the scenes at WOCIS.

Health Insurance

The most fruitful investment we can make in life is making daily efforts toprotect and develop our health and fitness.Every small change you make every dayleads you to healthy well-being.
Health is wealth. Thanks to advances in medical technology, we are able to treat and combat many more medical conditions than ever before. However, it also means the cost of treatment has risen and finding the right medical institution has become a challenge. But remember, it's never too early to begin planning for the unexpected. We offer a range of health insurance plans providing health protection and financial security to help manage the financial burden of unforeseen medical expenses or loss of earnings.
Accident Benefit
Accidents can be unpredictable and unavoidable. Therefore, it is essential that you are fully prepared for the unexpected.
Hospital Benefit
Faced with increasing medical fees, comprehensive cover will help minimize the possible financial impact from hospitalization.
Critical Illness
A healthy life is something most of us take for granted. Unfortunately, serious illness can strike at any time and usually when we least expect it.
Premium Waiver
In the event you become totally incapacitated or die, it is important the protection of your family remains unaffected. Our premium wavier benefit is the hassle-free solution.
Lady's Benefit
Today, more women are enjoying the challenge of managing both a successful career and a happy family life. To secure what you have today and prepare for a better future, good planning is important. Our Lady's Benefit plan is designed to meet your specific needs during the different stages of your life.
Disability Income
A stable and reliable income is essential to budget for everyday expenses, maintain your current lifestyle and achieve future financial goals. Interruption to this income due to accident and illness could make it difficult to afford even the basic family needs. We offer the solution to protecting your income and financial future while avoiding financial hardship.

Life Insurance

Life insurance can play an important role in your financial planning. We offer a wide range of life insurance plans to help provide the protection you need, while helping to manage your personal finances. Our expertise means you can concentrate on the important things in life.
LifePlus
A whole life participating plan tailored to your savings and protection needs.
Platinum Low Cost
A whole life participating plan offering high protection for relatively low premium payments.
Save & Cash 20
A 20-year limited pay plan combining cash savings with a guaranteed cash endowment and lifelong protection.
Value Protector Plus Supreme
A whole life plan offering relatively high protection and guaranteed cash values.
Partner One Plan
A participating plan offering whole life protection with an additional Partner Bonus from just one single premium payment.
Partner Retirement Plan
A secure choice for asset accumulation, with relatively high guaranteed values, guaranteed retirement bonus, special dividend and whole life protection.
Value Savings
A savings plan offering life protection for a specified saving period and rewarding return at maturity.
Prestige Savings
A regular savings plan combining cash accumulation with life protection.
Flexi Savings
A whole life protection plan offering different premium payment period options and strong saving elements.
Goalset Savings
A savings plan providing whole life protection and comparatively high guaranteed returns on savings, with guaranteed cash endowment.
Comfort Senior Savings
A 10-year limited pay senior plan offering savings with lifelong protection.
Multi-Select Term
A renewable and convertible form of term insurance plan, providing life protection with multiple policy terms at affordable premiums.
Option to Purchase Paid-Up Additions
A supplementary benefit providing extra protection on top of the basic insurance policy.
Lifetime Protector
A whole life insurance plan offering lifelong protection from affordable premiums.

Utilities Insurance

What Is The Grundy N.A.W.C. Insurance Program For Utilities?
Insurance for Water Companies
Insurance for Water Districts
Insurance for Waste Water Systems
This program is available through your current insurance agent or on a direct basis.
More than fifteen years ago the National Association of Water Companies, N.A.W.C, asked Grundy Worldwide to develop an insurance program which would benefit its membership and protect purveyors of drinking water nationwide. Grundy Worldwide is credited for having created an insurance program for the typically neglected small water company owners of America. Time and experience have broadened that program to now offer a full range of superior coverage to water and wastewater companies of all sizes, smallest to largest, in all fifty states! When you choose Grundy Worldwide, you also inherit a legacy of:
Outstanding Service
A- (Excellent) Rated Underwriting Companies
Rapid Response
Experienced Claims Settlement
Expert Insurance Service in Your Industry
Unmatched Flexibility
Accommodating Underwriting Guidelines
Coverage Tailored to Your Needs

Worldwide Insurance Network Group

Global reach, personal service
The WING group of independent partner brokers offers a powerful alternative to the mega brokers’ impersonal, corporate approach to global insurance services.Our well-established international partnership covers more than 50 countries, with each WING broker dedicated to delivering co-ordinated, integrated insurance, risk management and employee benefits consultancy services through expert specialist teams. Every WING member shares the same total commitment to maintaining the very highest service standards and scrupulous integrity. We believe that these fundamentals lie at the heart of every successful business relationship - however large or small the client. Opening doors to open minds
The membership of WING has been carefully selected from independent brokers who built their excellent reputations through total commitment to quality and by providing clients with a professional, personal and dedicated service.Why WING? Because we are totally client focussed. Choose your region and make contact now with your local WING partner. It’s your fast route to securing high quality commercial insurance services both near to home and further afield - whichever direction your business is heading.
Insurance
Property
Business Interruption
Public/Product Liability
Employers’ Liability
Workers’ Compensation
Professional Indemnity
Auto
Construction
Engineering
Marine
Aviation
Personal Accident
Political Risks

Health Insurance Made for Global Citizens

International health insurance plans are designed for people who are working or residing abroad. These global citizens include expatriates and local nationals who want the freedom to seek care beyond their borders. International health insurance plans have also been growing in popularity, as more people understand the shortfalls in their current domestic health insurance.
Problems with domestic health insurance coverage overseas:
Limited coverage outside of U.S.
Residency requirements – Most plans require that you physically reside in the state in which the policy was issued 6 months each year, or the policy is void.
Reductions in benefits – Coverage is reduced to “emergency only” care.
No resources such as assistance with claims, emergencies or foreign healthcare systems.
Limited coverage amounts – Benefits can be reduced substantially.
No network of providers or endorsement of doctors.
International health insurance plans eliminate the problems with domestic health insurance by providing the following benefits:
Global coverage area – Live and work anywhere in the world.
No residency requirements – Stay at home or abroad as long as you like.
Full range of benefits anywhere in the world.
Web-based resources such as global provider directories, health and safety reports, and medical translation guides.
Up to $5,000,000 of lifetime coverage.
No restrictions on doctors or healthcare facilities – and no referrals needed!

International Cargo Insurance

Our international cargo insurance makes sure your valuable cargo and other property is protected while transported through high risk areas (including Iraq and Afghanistan).
War risk international cargo insurance is designed to insure your cargo and other property during transport and includes protection against acts of war. Our international cargo insurance policies insure the following forms of transport:
Ocean vessel
Aircraft
Truck
Barge
Rail
A comprehensive cargo insurance policy makes sure your cargo, and those of your clients, are as secure as they can be, so any cargo problems don't damage your business.