Personal Accident Insurance

Personal accident insurance to cover death, disablementand disability
If your personnel are visiting war torn countries the facility to secure high risk personal accident insurance is top priority. You can be confident that personal accident insurance cover can be provided for any region/country in the world by using our international connections and extensive personal accident insurance knowledge. How personal accident insurance works
Our personal accident insurance cover is extremely comprehensive as acts of war and terrorism are included, and is widely available for international corporations, private contractors, USAID and humanitarian organisations. Because personal accident insurance does not cover natural deaths, it can be set up extremely quickly. Your employees won't need to respond to any health questionnaires or undergo a medical examination. This valuable insurance protects your staff member and their family should an accident happen while the insured is working or visiting a high risk region. You can choose to have your personal accident insurance policy written on a group or individual basis and you can include flexible coverage periods from a day to a year. There are group discounts where several people are involved.
Personal accident insurance cover options include:
Accidental death only - death of the insured resulting from an accident.
Accidental death and dismemberment - accidental injury to the insured resulting in death, loss of sight or loss of limb(s). Permanent total disablement from an accident - disablement which prevents the insured from obtaining any gainful employment after 12 months.
Temporary disablement from an accident - accidental injury to the insured which temporarily prevents the insured from working. Medical expenses/hospitalisation resulting from an accident - accidents happen, and the last thing that you and the families of your staff need is to worry about the costs of medical care in a foreign location. This policy provides for necessary hospitalisation and recovery expenses incurred by the insured person as a result of an accident.
Evacuation and repatriation - if a member of your staff needs to be moved to a medical facility in another country (or brought home) the policy covers reasonable traveling expenses incurred by the insured.